How to break down your challenge into baby steps

How to break down your challenge into baby steps

No one likes a challenge that leaves you overwhelmed but I am going to share some concepts that make it feel and look like a piece of cake.

When you’re faced with a big obstacle, you can tackle it much easier when you take on small actions, rather than thinking you have to do it all and make it happen right now.

Take Stock

Clarity will help you overcome just about anything, you need to look at the problem. Write down exactly what the situation is, what it is you need most and what the end goal is. For example, if you’re are in a situation in which you require money, be clear on the purpose for the money, how much money you need and when you need it by i.e. write down the date! Now that you know exactly what you’re up against, it’s time to make that major problem and turn it into something manageable.


You’ve still got your pen and paper in front of you, so start jotting down any ideas you can think of that can help you solve the challenge. Don’t leave any idea out and just free writer all the possible ways that money can come to you!  Write down what you can sell, who you can borrow from, what odd jobs or services you can provide for extra cash and other such ideas.


Now that you have a list of ideas, look them over. All of the ideas have a possibility to work but choose the one that makes most sense or ist most like to work for you to solve the challenge. If some of them are a bit outrageous or too tricky, that’s okay just keep them on the bottom of your list of possibilities.


You’ve named the challenge, brainstormed the possible solutions and now it’s time to make a plan. Start with the first solution, and write out small steps you can take to make that idea a reality. The smaller the better. These tiny actions are easier to approach than your overwhelmingly larger goal. As you complete each one, you’ll start to feel more confident and see your goal coming closer to reality. In our quest for rent money, you may want to write down just what steps you’ll need to take in order to begin selling off your unneeded possessions. Start by making a list of what’s most valuable, and then gather the items. Next decide where to place your ads, such as in Facebook sales groups or Craigslist. Maybe you have a pawn shop near you that will give you quick cash. With each baby step you add to your plan, you’ll see that coming up with the money you need just might be doable, after all.


All the problem solving and planning won’t work if you don’t take action. Schedule activities in your planner and cross them off when you’re finished. Before you know it, you’re closer to your goals. In our example, your available funds will start to grow. Every little bit counts.

There’s no need to get stuck in overwhelm when faced with challenges. Breaking it down into baby steps will help you reach the goals you need to overcome nearly any obstacle.

New Course Release: Kindle Publishing – Create passive income

New Course Release: Kindle Publishing – Create passive income

Kindle publishing for passive income

This step-by-step guide to making with Kindle shows you EXACTLY how to get started and start seeing results quickly with Kindle. Unlike many other online money-making methods, building a Kindle empire is one of the best ways to quickly build passive income… This guide gives you everything you need to get there.

Stop thinking about your book, start writing it and then publish it! And start making sales! 

And start making sales! 

Do you wish you knew exactly what to do to write so you can create passive income?

You’ve probably wondered more than once how you can write your book, share your message while creating an extra income stream with ease.

If that’s the case, and you’re ready to learn about how to use your writing to build a business, then I think you’ll love my Kindle publishing course from someone who has a no-nonsense approach to make things happen.

When you’re facing the challenge of sharing your message and your blog doesn’t feel like it’s enough, you can still find yourself spinning your wheels and lose enthusiasm to make an impact.

That’s why I offer this kindle publishing a course for people like you, who are ready to unleash their words into the world – and create extra income.

Choosing your niche is one of the single most important steps to ensuring your eventual success. What’s important here is that you pick something that is popular and has a wide audience but not something that is highly over saturated or that means you’re going up against competition with massive budgets and massive resources.

After the course, you will 

  • Create a book in the right niche
  • Pick a niche that allows you to easily use your existing contacts to promote it
  • Think of ways to reuse content and to get maximum profit for your investment
  • Format your book using the strict guidelines provided by Amazon
  • Create a great cover, description etc. Subtly use key phrases.
  • Plus a whole lot more!

Join the Rebels Academy to take the course today!

Small but Effective Changes You Can Make to Improve Your Personal Finances

Small but Effective Changes You Can Make to Improve Your Personal Finances

At the end of the month, do you habitually ask yourself where all the money has gone? You have steady, if unspectacular, income, and you don’t really spend a lot on frills. Surprisingly, it might only take a few small tweaks to improve your personal finances. Here are some tips:

Create a Budget

It’s very hard to improve your finances if you don’t know how much you’re earning and spending. One of things you learn from tracking your budget is that little expenses add up, a fact that many people choose to ignore.

Yes, budgets can direct your spending on the important items, but they can also reveal bad spending habits that are holding you back. If you find you can’t stop from spending “mad money” each month, then at least budget for it. It’s a great way to learn fiscal discipline, to take control of your financial life in order to improve it.


Personal finance software, such as Quicken and Mint, is ridiculously cheap compared to the functionality it provides. In case you are unfamiliar with these programs, they allow you to automatically record the activity in all your financial accounts, create and track budgets, let you pay bills online, and even point out unusual spending patterns. Because they are available as mobile apps, you can always know your financial status, tempering spontaneous decisions such as whether you can afford dinner at an expensive restaurant.

Making More Than the Minimum Payments on Debt

Minimum payments mean you’ll shell out maximum interest. It can take years, even decades, to pay off your credit cards if you pay only the minimum amount each month. You will improve your finances by paying down your debt, starting with your highest-interest accounts.

If you have several credit cards, first pay down the one with the highest annual percentage rate (APR), even if that means making minimum payments on your other cards. This will reduce your monthly interest expenses, and will, once you’ve repaid the balance, free up money to attack your remaining debt. If your cards all charge about the same APRs, pay down the one with the lowest balance first.

Boost Your Credit Scores

Paying down your debt by making higher-than-minimum payments will, over time, improve your credit scores. That’s important, because it allows you to replace high-APR credit sources with better, cheaper ones. If you have poor credit, you might be paying 29.9 percent on your credit cards. Raise you score to average, and you’ll likely cut your interest rate in half.

The more you improve your scores, the less interest you’ll pay, and the more access you’ll have to new credit, such as a car loan or a mortgage. Moreover, by improving your credit score you will put yourself in a better position to refinance your debt to lower interest rates. Did you know that most common types of consumer debt (ex. Credit cards, student loans, auto loans) can be refinanced to lower interest rates? You can put a dent in your debt faster, creating a positive feedback loop to a financially free life.

Beyond paying down your debt, improving your credit score requires that you make all your payments on time, avoid collections, foreclosure or bankruptcy, and remove any mistakes on your credit reports. You can order your reports from the three major credit bureaus at Annual Credit If you notice errors that hurt your credit score, you can communicate with the credit bureaus and the creditor to resolve or remove the problem, immediately sending your credit scores higher.

Pay with Cash

If you find that credit cards make it too easy to overspend, take them out of your wallet and use cash (or checks or a debit card) for your spending. Nothing concentrates the mind like staring at a low bank balance, but doing so helps you pay attention to the difference between required and discretionary spending. Besides, it’s hard to pay off your debt if you are constantly creating it anew. Using cash exclusively might seem Draconian, but it works, and it helps teach the value of a dollar.

Buy in Bulk

The big bulk stores, like Costco and Sam’s Warehouse, can save you a pretty penny on huge packages of life’s necessities: paper products, detergent, cheese, and thousands of other items. Buying in bulk saves you money and can be fun, as long as you have a place to store all those paper towels and toilet paper rolls.

Learn to Negotiate

Many people spend too much on their cell phones and cable TV contracts, because they fail to negotiate better deals. Providers would rather cut you a deal than lose you to a competitor, whereas you don’t need to be loyal to any particular provider.

You can use this asymmetry against providers by pointing to better deals in the marketplace. For example, a cable company might have a monopoly in your area, but you can choose to use a dish network instead. That’s a bargaining chip in your favor.

Cellular networks are constantly offering new and better deals, including ones in which another network buys out your contract, protecting you from departure penalties. The savings are there, it’s up to you to grab them.


Following your heart helps you find your way

Following your heart helps you find your way

Whatever your heart is calling you to do – go do it.

No one else is going to do the work for you. This is the reality and waiting on winning the lottery or getting that big fat paycheck isn’t going to do it either.

Your heart and your soul will guide you, but you must give it permission. You must fire your ego, acknowledge the fear and the doubt that arise and be willing to do it anyway.

Money does not provide happiness. What money does is support it.

Can you be passionate about money?

Yea I suppose but isn’t the true underlying feeling to be

  • more at peace?
  • more joyful?
  • free?

Follow your heart and you will have all those things and money.

So, what is your heart telling you? What is your soul calling you to do?

  • Write it down.
  • Then do the research. Google, it, read about it in books.
  • Talk to the people you need to talk to.
  • Have a journal with you so can write down all the thoughts, information and ideas coming your way.

And then act.

Years ago before I wrote my first book, I talked about writing my story. The story of betrayal and self-destruction but I had no idea how to go about it. I only knew the traditional way of publishing but I hadn’t even written the manuscript yet, nor did I know how to go about it. And since I am not the traditional kind of person, what happened next was the thing to move me forward.

Because I talked about writing a book, I did the research on the best way to write an autobiography/memoir type book.

Then I talked to people, I told them one day I will. I ran into a friend who told me how I could bypass traditional publishing and make it happen all on my own.

I went home and did some more research.

And then I acted – I wrote the book.

I am on a mission to show you what is possible no matter where you have been or where you are right now.


Because you owe it to yourself to try – to stop wishing and hoping but do act about the things that feel impossible.

7 Lessons I learned so far this year

7 Lessons I learned so far this year

At the beginning of this year, I was in a downward spiral. Every morning I got up, did the work I believed I needed to do, tried to live as if and just brought about financial ruin. And there are lessons to be learned.

But here is what I know about myself, I am not a quitter, if anything that makes me push harder, and that was exactly the problem.

As I am sitting in my living room now, I reflect on the last 7 month and realized that not only has a lot changed for me, I am no longer pushing as hard, and life – well life is good.

Here are 7 lessons that I learned so far, this year:

Business and life need to be on your terms 

It’s so easy to get wrapped up in how other people are doing things, and we believe that if we do it like those other people, life will be grand. The truth is, however, that we are living on someone else’s dreams and terms and not on our own. The moment, I got really clear on what that meant for me, I could align my goals and actions accordingly.

Money isn’t a true motivator, it’s a bonus 

I like money and needed just like everyone else but it isn’t my motivator of why I create art, coach people on getting started nor the reason I blog or build websites. I love helping people, supporting them in going after what they want and seeing them taking action and taking steps forward, that lights me up like nothing else. The money I make is truly just a bonus.

Reading is of the essence in your growth 

I used to be an avid reader, usually, crime related in fiction and non-fiction, but ever since I graduated from my master’s program, I hadn’t felt the desire to read. But I had a choice to make and to expand and grow, reading had to once again be part of my life. It’s essential if we want to expand our knowledge and grow as a person. There is always something new to learn.

Create a morning routine that supports you

I wasn’t always aware of my morning routine, other than my habitual coffee drinking. I started reading the Artist way, and began a daily journaling practice and added reading time. Just a few hours to myself, to support me mentally as well as emotionally. Writing about my fears and doubts and then bust through them with affirmations and actions, has really done wonders for me.

Stepping away from Facebook gets things done 

When I first began the journey of 100% entrepreneurship, I totally got sucked into Facebook. Everyone talked about how great it is to build your business but 6 months in, I was burned out. They tell you to be vulnerable, give value and answer questions, but it has become such a spam fest in the groups, that I no longer feel excited about them. And I stepped away from groups and all over sudden, I found myself to get things done, such as my Academy finally getting off the ground.

Staying true to your values and feelings is key 

I have 3 primary values that I want to embody every single day: Freedom, Peace, and Joy. If my activities don’t provide these feelings alone or in combination, odds are I won’t complete them. But also, by asking myself every day: How can I feel free today? How can I feel peace? How can I feel joy? Those questions guide me and truly provide for me.

Being open to opportunity and possibility brings achievement 

At the beginning of the year, I found my word to be: experience. I wanted to experience more freedom, more connections, more adventure. I started off with going to a workshop with one of my favorite coaches, Rhonda Britten. This followed a fun 2-day trip into New York and going to a concert, walking to Strawberry Fields and seeing the city for the first time. And then I went to visit a friend in North Carolina, someone I connected with in a Facebook Group and one of her summits I participated in.

And now a few months later, more opportunities have presented themselves and more possibilities have shown up for me. Financially, I am in a much better place and emotionally I feel free, peaceful and joy every single day. Yes, there are still days where I feel irritation and frustration creep up, but I am more aware of them now, thanks to the lessons I have learned.

What lessons have you learned so far, this year?